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Fridge and thermometerRecently, many in our area were without electricity for as little as a few hours to as much as many days.  Which leads to a questions...Is my food safe? 

According to the United States Department of Agriculture food in the refrigerator should be thrown away if the power has been off for more than 4 hours or if food is warmer than 41 degrees Fahrenheit.  Frozen food should be discarded if it has thawed.  It is not generally recommended to re-freeze thawed food.  Keep the refrigerator temperature at or below 40 degrees Fahrenheit.  The freezer temperature should be kept at or below 0 degrees Fahrenheit.

It is recommended that you keep your refrigerator and freezer doors closed as much as possible to maintain a sufficient temperature.  Your refrigerator will keep food safely cold for about 4 hours if it is left unopened.  An unopened freezer, if full, may keep an adequate temperature for about 48 hours.

With all of this being said....This leads to the next question:  Is my food covered under my homeowners insurance?

In many cases, yes.  However, it is best to check with us and see if your specific policy has coverage for refrigerated products.

We recommend that as you dispose of your spoiled food that you make a list of exactly what you had and how much.  You may be surprised how fast it can add up. 

Feel free to give us a call at 740-467-2040 to see if you have this important coverage.
Posted 9:50 AM

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Tom Jones Insurance to provide information that may be of interest. Tom Jones Insurance is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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