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Business closedTornadoes, earthquakes, fires and floods – all can be devastating if not fatal to a small business. Disasters can prevent access to your business, can destroy vital records, and may even put employees in harm’s way.  Planning ahead and taking the necessary precautions can prevent your business from becoming just another one of these statistics put out by the American Red Cross.

Is Your Business Prepared?
  • 15-40 percent of businesses fail following a natural or man-made disaster.
  • 94 percent of small business owners believe a disaster could seriously disrupt their business within the next two years.

Are Your Employees Ready?

  • Only 2 in 10 Americans feel prepared for a catastrophic event.
  • Close to 60 percent of Americans are wholly unprepared for a disaster of any kind.
  • 82 percent of Americans agree “If someone could make it easy for me to be prepared, I’d do it”.
Below we have listed some steps to begin a disaster recovery plan:

Phone Lists. Compile a list of emergency numbers for employees so they know who to contact in the event of a disaster. The phone list should include emergency management agencies, key personnel, utility companies, insurance company/agent, suppliers, contractors, and the landlord if applicable.

Create an immediate response plan. Educate employees whom they should notify in the event of a disaster and what steps to take to prevent injuries or further property damage.

Develop a communication plan and venue. Decide what method would be best to communicate with your employees, vendors, and customers in the event your premises are inaccessible. Ideas could include email, website, or an offsite phone messaging system.

Keep duplicate records. Regularly back up your computer files offsite. Also talk to your software providers to see if there is a way to access that data outside of the office.

Create an emergency kit. Have emergency supplies available – water, first aid kit, and tools. Be sure all employees are aware where the kit is stored.

Review your insurance policy. In addition to insurance for your property, give us a call at (740) 467-2040 about Business Interruption coverage. This valuable coverage keeps income coming in when business comes to a halt.
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