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Tom Jones Insurance Blog: homeowners

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For those who are investing in a new home, one thing that is required prior to closing escrow is an Ohio home insurance policy. Insurance policies can be complex. Contracts are written by specialist attorneys and the use of industry terminology such as “loss of use” or “dwelling protection” is often extensive. READ MORE >>

Every homeowner needs home insurance. It protects you against liability such as lawsuits, and safety from theft, fire, natural disasters and other calamities. To protect your assets properly, it is important to have enough coverage in your policy. After all, too little coverage can be just as bad as not having any insurance at all. READ MORE >>

In the event of some disaster, something you may not want to concern yourself with is making a list of everything you own. If you make an inventory list before a disaster happens, it’ll save you time, stress, and aid you in getting your claim settled quicker. READ MORE >>

Recently, many in our area were without electricity for as little as a few hours to as much as many days.  Which leads to a questions...Is my food safe?  According to the United States Department of Agriculture food in the refrigerator should be thrown away if the power has been off for more than 4 hours or if food is warmer than 41 degrees Fahrenheit. READ MORE >>

The weather has been nice enough lately to clean up the grill and move outdoors with your family and friends for a nice meal.  Before you get too comfortable, we would like to take the time to remind everyone of a few grilling facts and some helpful safety tips. READ MORE >>

Help kick off May as National Electrical Safety Month by checking to ensure that your outlets and/or extension cords are not overloaded. According to the Electrical Safety Foundation International (ESFI) each year, home electrical fires in the U.S. are responsible for 450 deaths, more than 1,500 injuries, and $1. READ MORE >>

March 13th....Recognized as National Jewel Day.Will you receive jewelry today?  Who knows?  But one thing we can be sure about......jewelry stores love today.  Jewel Day is your chance to give or receive jewelry.  But is it properly insured? READ MORE >>

There has been a recent outbreak of tornadoes affecting about 17 million people from Indiana to Georgia.  In a matter of hours, so many lives were changed.  By the time the powerful storm system faded, 37 were killed and some communities all but obliterated. READ MORE >>

Your home is probably your largest single investment.  Unfortunately, not a day goes by that there isn't a new story about home insurance on the Internet, in your local or national newspaper, or on television.  And while we all hear about homeowners insurance on a daily basis, how much do we actually know about this important coverage? READ MORE >>

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