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There has been a recent outbreak of tornadoes affecting about 17 million people from Indiana to Georgia.  In a matter of hours, so many lives were changed.  By the time the powerful storm system faded, 37 were killed and some communities all but obliterated.  This is following 2011 which seen 1,894 tornadoes and 551 killed according to NOAA.

Following are a few reminders we wanted to pass on to you that was put out by the Insurance Information Institute.  We feel it is important to go over these as our family and communities are important to us.

Protecting yourself and your family

Warnings / watches

Remember that a watch means that weather conditions are favorable for tornadoes and a warning means one has been spotted in your area.

  • Learn the warning signals used in your community. If a siren sounds, that means stay inside and take cover.
  • Consider setting up a neighborhood information program through a club, church group or community group. Hold briefings on safety procedures as tornado season approaches. Set up a system to make sure senior citizens and shut-ins are alerted if there is a tornado warning.

Seeking shelter

Do not try to outrun a tornado. Instead, stay calm and seek shelter.

  • At home or work, seek shelter in the central part of the building, away from windows. Basements are the best havens. If this is not an option, take cover in the bathroom, closet, interior hallway or under a heavy piece of furniture.
  • If you are in your car, abandon your vehicle and seek shelter in the nearest ditch if no other facility is available.
  • People living in mobile homes should vacate the premises and seek shelter elsewhere.

Protecting your property

  • If a tornado watch has been issued, move cars inside a garage or carport to avoid damage from hail that often accompanies tornadoes. Keep your car keys and house keys with you.
  • If time permits, move lawn furniture and yard equipment such as lawnmowers inside. Otherwise they could become damaged or act as dangerous projectiles causing serious injury or damage.
  • Make an inventory of your possessions and store it off the premises. If your belongings are damaged, this list will help facilitate the claim filing process.

What You Can Do:

While you can't control the weather, there are steps you can take to help if an unfortunate event of a tornado or other weather related loss hits you.  Refer often to the above reminders form the Insurance Information Institute.  Don't leave your insurance renewal to chance.  Insured loses in 2011 from tornadoes/thunderstorms were over $25 billion.  That is more than double the previous record.  You can make sure you're ready for your homeowners insurance renewal by calling your agent to review your policy.  We will discuss your homeowners coverage with you to make sure you are properly protected against what mother nature may throw your way.  Call us today at 740-467-2040 or get a free Ohio home insurance quote.

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Tom Jones Insurance to provide information that may be of interest. Tom Jones Insurance is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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